In Texas, the minimum Vehicle Liability Requirements are 20/40/15. That's 20,000 Per accident for bodily injury per person, 40,000 per accident aggregate for bodily injury, 15,000 Property damage liability per covered accident. This provides a total of up to 55,000 for each covered accident.

In order to meet Texas Auto Insurance and state financial responsibility requirements your policy must have at least these limits. The policy must be issued by an insurer authorized to do business within the state. Although 55,000 is the state's minimum coverage requirements, higher limits are available from most insurers if desired.